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Mat Despard–PI. The Employer-based Financial Wellness Programs (EFWP) project seeks to generate new evidence concerning workplace financial wellness programs as a promising strategy for building financial security among low-to-moderate income (LMI) populations in the workforce. The research team seeks to answer the following research questions through its descriptive, cross-sectional study design: 1. To what extent does access to employer-sponsored financial wellness programs (FWP) improve the perception of financial wellness of employees? 2. What is the level of demand, and perceived value, for employers offering a FWP to employees? 3. What is the level of demand for, and use of, FWPs by employees, particularly by LMI employees? By asking the questions stated above, the objective of this study is to provide evidence-based research using mixed methods to understand the characteristics, conditions of, and motivations for workplace financial wellness program participation for the both the employer and employee. Once understood, these findings will be shared with employers and other relevant stakeholders to inform the design of a pilot study of workplace financial wellness programs to assess employee outcomes. To answer the above research questions, the EFWP project will conduct 20 interviews and 6 intensive case studies with employers offering FWPs, survey a sample of 100 employers offering or interested in offering FWPs, collect administrative data from the 6 case study sites, and implement a module concerning FWPs through the Household Financial Survey of the Refund-to-Savings project to reach several thousand LMI respondents.