Roberto Quercia–PI. The Ohio State Housing Finance Agency, in partnership with Ohio State University, with funding from the MacArthur Foundation, will study the relationship between foreclosure prevention programs and employment. The UNC Center for Community Capital, as subcontractor, will participate in certain functions related to research and analysis for this project. The specific aims of this project are: 1) to examine the impact of mortgage payment assistance provided to unemployed homeowners on long-term mortgage default; and 2) explore the spillover effects of housing stability on employment stability. Participants from the UNC Center for Community Capital will be fully involved in the empirical analysis for the first research question. They will serve in an advisory role for the analysis of the employment related questions and co-author manuscripts and policy briefs.